1. Introduction
Welcome to Tames Capital Group (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or any affiliated platforms (collectively, the “Services”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must immediately discontinue use of our Services.
2. Nature of Services
Tames Capital Group facilitates business financing by connecting borrowers with third-party lenders. We do not provide loans, extend credit, or make lending decisions. All loan approvals, terms, and funding decisions are made exclusively by third-party lenders at their discretion.
By using our Services, you acknowledge and agree that:
- We do not guarantee loan approvals, specific terms, or funding outcomes.
- Any agreement you enter into with a lender is solely between you and that lender.
- We are not responsible for lender decisions, loan terms, fees, or any disputes arising from your financing arrangement.
3. Use of Our Site
3.A. Permissible Use
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our site in compliance with these Terms.
3.B. Prohibited Activities
You agree NOT to:
- Use our Services for fraudulent, illegal, or deceptive purposes.
- Submit false or misleading loan applications.
- Attempt to gain unauthorized access to our systems or interfere with site operations.
- Transmit malware, viruses, or harmful software.
- Scrape, copy, or exploit content without our written permission.
- Misrepresent yourself, your business, or your financial status.
4. Third-Party Services & Links
Our Services may contain links to third-party websites, including lender platforms. We do not control, endorse, or assume responsibility for any third-party content, terms, privacy policies, or transactions.
You acknowledge that:
- Any loan agreement you enter into is independent of Tames Capital Group and subject to the lender’s terms.
- We are not liable for any losses, fees, or damages related to third-party interactions.
5. No Financial or Legal Advice
Tames Capital Group does not provide legal, tax, or financial advice. Any information on our site is for general informational purposes only and should not be relied upon for making financial decisions.
For professional advice, you should consult with a licensed attorney, accountant, or financial advisor.
6. Intellectual Property
All content on our website, including text, graphics, logos, and software, is owned or licensed by Tames Capital Group and is protected by U.S. and international copyright and trademark laws.
You may not copy, modify, distribute, or commercially exploit our content without written consent.
7. Indemnification
You agree to indemnify, defend, and hold harmless Tames Capital Group, its officers, employees, and affiliates from any claims, losses, damages, liabilities, or expenses arising from:
- Your use (or misuse) of our Services.
- Any misrepresentations in your loan applications.
- Disputes between you and any lender.
8. Limitation of Liability
To the fullest extent permitted by law:
- Tames Capital Group shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of our Services.
- In no event shall Tames Capital Group’s total liability to you exceed $0.00.
9. Governing Law & Dispute Resolution
These Terms shall be governed by the laws of New Jersey, without regard to conflict of law principles.
Any disputes shall be resolved through binding arbitration in New Jersey, except where prohibited by law.
10. Privacy Policy
Our collection and use of personal information are governed by our Privacy Policy. By using our Services, you consent to our data practices.
11. Changes to Terms
We may modify these Terms at any time. Changes will be posted on our website with a “Last Updated” date. Continued use of our Services after updates constitutes acceptance of the revised Terms.
12. Contact Us
If you have any questions, you may contact us.
